How can Financial SMS data be used for Credit Risk Assessment?

Credit risk assessment is an essential process for financial institutions that need to determine an individual’s creditworthiness. This process involves evaluating the borrower’s ability to repay the loan and the likelihood of defaulting on it. There are many ways to use alternative credit assessment tools. One such key source of information for credit risk assessment… Continue reading How can Financial SMS data be used for Credit Risk Assessment?

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Financial Growth: How to Build Wealth and Achieve Financial Freedom

Financial growth is a process of building wealth and achieving financial freedom over time. It requires discipline, patience, and a commitment to making smart financial decisions. In this article, we’ll explore some of the key principles of financial growth and provide tips for individuals who want to take control of their finances and achieve their… Continue reading Financial Growth: How to Build Wealth and Achieve Financial Freedom