BOBCARD Easy Credit Card
BOBCARD · Points/miles card · ₹500 annual fee
Fees & benefits
| Annual fee | ₹500 + GST — waived at ₹35,000/yr spend |
| Welcome benefit | None |
| Airport lounges | None |
| No rewards on | fuel, wallet, emi |
Reward rates (with caps — the part that actually matters)
| Rule | Effective rate | Monthly cap | Applies to |
|---|---|---|---|
| 5 reward points per Rs.100 on departmental/movies | 1.25% | ₹250 | grocery, entertainment |
| Base reward point (1 per Rs.100) | 0.25% | Uncapped | all eligible spend |
What it's worth at your spend
Net annual value on a typical Indian urban spend mix (shopping-heavy, incl. groceries, dining, fuel, travel, bills), after caps and fees. Rank is out of all 50 cards we track.
Caveats & recent changes
5 reward points/Rs.100 on departmental stores and movies, capped 1,000 points (~Rs.250)/statement cycle; renewal fee waived on Rs.35,000 annual spend.
Verified 2026-07-16 against independent official-source verification; reward-point rupee values are modeled (see est. tags).
Quick answers
Is the BOBCARD Easy Credit Card lifetime free?
No, the annual fee is ₹500 (plus GST), waived on spending ₹35,000 a year.
What is the highest reward rate on the BOBCARD Easy Credit Card?
1.25% — 5 reward points per Rs.100 on departmental/movies. Effective value depends on monthly caps; see the caveats on this page.
Does the BOBCARD Easy Credit Card give airport lounge access?
No, the BOBCARD Easy Credit Card does not include airport lounge access.