Canara Bank RuPay Platinum Credit Card
Canara Bank · Points/miles card · Lifetime free
Fees & benefits
| Annual fee | Nil (lifetime free) |
| Welcome benefit | None |
| Airport lounges | 4 domestic · 0 international / year |
| No rewards on | fuel, wallet, emi |
Reward rates (with caps — the part that actually matters)
| Rule | Effective rate | Monthly cap | Applies to |
|---|---|---|---|
| 2 reward points per Rs.100 on POS/e-commerce | 0.5% | Uncapped | all eligible spend |
| 2 reward points per Rs.100 on UPI | 0.5% | ₹500 | via upi |
What it's worth at your spend
Net annual value on a typical Indian urban spend mix (shopping-heavy, incl. groceries, dining, fuel, travel, bills), after caps and fees. Rank is out of all 50 cards we track.
Caveats & recent changes
Public-sector RuPay card; 2 reward points/Rs.100 on POS/e-commerce and UPI spends; 4 domestic lounge visits/year.
Verified 2026-07-16 against independent official-source verification; reward-point rupee values are modeled (see est. tags).
Quick answers
Is the Canara Bank RuPay Platinum Credit Card lifetime free?
Yes — the Canara Bank RuPay Platinum Credit Card has no annual fee.
What is the highest reward rate on the Canara Bank RuPay Platinum Credit Card?
0.5% — 2 reward points per Rs.100 on POS/e-commerce. Effective value depends on monthly caps; see the caveats on this page.
Does the Canara Bank RuPay Platinum Credit Card give airport lounge access?
Yes — 4 domestic visits/year.
Where the Canara Bank RuPay Platinum Credit Card fits
Ranks in our: Credit cards for UPI spend (#3).
Compare it: Canara Bank RuPay Platinum Credit Card vs HDFC Bank UPI RuPay Credit Card · Canara Bank RuPay Platinum Credit Card vs Scapia Federal Bank Credit Card.
Best cards by spend: ₹15,000/month · ₹30,000/month · ₹60,000/month. Check if this card's fee is worth it.