IndusInd Platinum Aura Edge Credit Card
IndusInd Bank · Points/miles card · Lifetime free
Fees & benefits
| Annual fee | Nil (lifetime free) |
| Welcome benefit | None |
| Airport lounges | None |
| No rewards on | fuel, wallet, emi |
Reward rates (with caps — the part that actually matters)
| Rule | Effective rate | Monthly cap | Applies to |
|---|---|---|---|
| 4 points per Rs.100 on chosen accelerated categories | 1.6% | ₹1,000 | dining, grocery |
| Base points (1 per Rs.100) | 0.4% | Uncapped | all eligible spend |
What it's worth at your spend
Net annual value on a typical Indian urban spend mix (shopping-heavy, incl. groceries, dining, fuel, travel, bills), after caps and fees. Rank is out of all 50 cards we track.
Caveats & recent changes
Lifetime-free; cardholder picks accelerated-reward categories (Shop/Home/Travel/Party plans).
Issuer guide conflicts on point value (Rs.0.40 vs Rs.0.50); modeled conservatively at Rs.0.40.
Verified 2026-07-16 against independent official-source verification; reward-point rupee values are modeled (see est. tags).
Quick answers
Is the IndusInd Platinum Aura Edge Credit Card lifetime free?
Yes — the IndusInd Platinum Aura Edge Credit Card has no annual fee.
What is the highest reward rate on the IndusInd Platinum Aura Edge Credit Card?
1.6% — 4 points per Rs.100 on chosen accelerated categories. Effective value depends on monthly caps; see the caveats on this page.
Does the IndusInd Platinum Aura Edge Credit Card give airport lounge access?
No, the IndusInd Platinum Aura Edge Credit Card does not include airport lounge access.
Where the IndusInd Platinum Aura Edge Credit Card fits
Ranks in our: Lifetime-free credit cards (#3).
Compare it: IndusInd Platinum Aura Edge Credit Card vs Scapia Federal Bank Credit Card · IndusInd Platinum Aura Edge Credit Card vs Amazon Pay ICICI Bank Credit Card.
Best cards by spend: ₹15,000/month · ₹30,000/month · ₹60,000/month. Check if this card's fee is worth it.