Kotak League Platinum Credit Card
Kotak Mahindra Bank · Points/miles card · ₹499 annual fee
Fees & benefits
| Annual fee | ₹499 + GST — waived at ₹50,000/yr spend |
| Welcome benefit | None |
| Airport lounges | None |
| No rewards on | fuel, wallet, emi |
Reward rates (with caps — the part that actually matters)
| Rule | Effective rate | Monthly cap | Applies to |
|---|---|---|---|
| 8 points per Rs.150 on special categories / after Rs.2L | 1.33% | Uncapped | online |
| Base points (4 per Rs.150) | 0.67% | Uncapped | all eligible spend |
What it's worth at your spend
Net annual value on a typical Indian urban spend mix (shopping-heavy, incl. groceries, dining, fuel, travel, bills), after caps and fees. Rank is across every card we track.
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Caveats & recent changes
8 reward points/Rs.150 on special/online categories and on all spend after Rs.2 lakh annual; 4/Rs.150 otherwise.
Utility rewards earned only up to Rs.35,000 per statement cycle.
Verified 2026-07-16 against independent official-source verification; reward-point rupee values are modeled (see est. tags).
Quick answers
Is the Kotak League Platinum Credit Card lifetime free?
No, the annual fee is ₹499 (plus GST), waived on spending ₹50,000 a year.
What is the highest reward rate on the Kotak League Platinum Credit Card?
1.33% — 8 points per Rs.150 on special categories / after Rs.2L. Effective value depends on monthly caps; see the caveats on this page.
Does the Kotak League Platinum Credit Card give airport lounge access?
No, the Kotak League Platinum Credit Card does not include airport lounge access.