RBL Bank ShopRite Credit Card
RBL Bank · Points/miles card · ₹500 annual fee
Fees & benefits
| Annual fee | ₹500 + GST — waived at ₹1,50,000/yr spend |
| Welcome benefit | None |
| Airport lounges | None |
| No rewards on | fuel, wallet, emi |
Reward rates (with caps — the part that actually matters)
| Rule | Effective rate | Monthly cap | Applies to |
|---|---|---|---|
| 20 points per Rs.100 on grocery | 5% | ₹250 | grocery |
| Base reward point (1 per Rs.100) | 0.25% | Uncapped | all eligible spend |
What it's worth at your spend
Net annual value on a typical Indian urban spend mix (shopping-heavy, incl. groceries, dining, fuel, travel, bills), after caps and fees. Rank is out of all 50 cards we track.
Caveats & recent changes
20 reward points/Rs.100 on grocery, capped 1,000 grocery points (~Rs.250)/billing cycle, plus fuel surcharge waiver.
Verified 2026-07-16 against independent official-source verification; reward-point rupee values are modeled (see est. tags).
Quick answers
Is the RBL Bank ShopRite Credit Card lifetime free?
No, the annual fee is ₹500 (plus GST), waived on spending ₹1,50,000 a year.
What is the highest reward rate on the RBL Bank ShopRite Credit Card?
5% — 20 points per Rs.100 on grocery. Effective value depends on monthly caps; see the caveats on this page.
Does the RBL Bank ShopRite Credit Card give airport lounge access?
No, the RBL Bank ShopRite Credit Card does not include airport lounge access.