Will your credit card earn rewards on that spend?
Rent, fuel, wallet loads, government payments and EMIs are silently excluded on most Indian cards. Pick a spend type to see which of the 50 cards we track exclude it, which give accelerated rewards (and the monthly cap), and how many just earn the base rate.
On rent payments, of the cards we track: 0 give accelerated rewards, 34 exclude it outright, and 16 earn only their base rate.
No rewards (excluded)
HDFC Bank Millennia Credit Card, Swiggy HDFC Bank Credit Card, Amazon Pay ICICI Bank Credit Card, ICICI Bank Platinum Chip Credit Card, CASHBACK SBI Card, Axis Bank ACE Credit Card, Flipkart Axis Bank Credit Card, Axis Bank Atlas Credit Card, Airtel Axis Bank Credit Card, Tata Neu Infinity HDFC Bank Credit Card, HDFC Bank Infinia Credit Card (Metal Edition), BPCL SBI Card OCTANE, HSBC Live+ Credit Card, American Express Membership Rewards Credit Card, IDFC FIRST Select Credit Card, SBI SimplySAVE Credit Card, HDFC Bank Diners Club Privilege Credit Card, HDFC Bank MoneyBack+ Credit Card, Axis Bank Neo Credit Card, Axis Bank My Zone Credit Card, HPCL Coral ICICI Bank Credit Card, HDFC Bank UPI RuPay Credit Card, HDFC Bank Freedom Credit Card, Axis Bank Rewards Credit Card, IndianOil Axis Bank Credit Card, ICICI Bank Rubyx Credit Card, Kotak 811 Credit Card, IndianOil HDFC Bank Credit Card, ICICI Bank Sapphiro Credit Card, Axis Bank Privilege Credit Card, Paytm SBI Card, Scapia Federal Bank Credit Card, AU Bank Altura Credit Card, YES BANK ACE Credit Card.
Categories and caps are read from each issuer's official terms — see how we verify. This checks spend categories and named merchants, not raw MCC codes (issuers rarely publish the exact MCC map). Run the wizard to rank cards for your actual mix, or check whether an annual fee is worth it.